Homeowners Wind Mitigation Credits (SCDOI)
In compliance with South Carolina regulations, insurance providers are mandated to provide reduced premiums for adopting measures that enhance the resilience of coastal residences and establishments to potential hurricane damage. These reductions, commonly known as mitigation credits, are required to be applied to the segment of the premium associated with wind-related losses. Given that the state legislation does not explicitly stipulate the precise magnitude of these discounts or credits, the extent of potential premium savings resulting from mitigation credits can exhibit notable variations among different insurers.
Actual Mitigation Credits by Insurance provider on page 3.